Introducing if. Our job is to make your life easier by finding great rates and mortgage terms.
With access to over 120 mortgage lenders and thousands of products, it's fair to say we are spoilt for choice. We will guide you through the mortgage maze and provide you with advice and recommendation to the most suitable product based on your needs and circumstances.
Do you require short term finance to complete some light or heavy refurbishments on a new property which your high street lenders won’t lend against? If so, we can offer a range of products and providers to fit your needs and help you with your new project. Whether the property is used for residential, rental or commercial purposes, we are able to assist you.
Equity Release first made its way to the UK housing market in 1965 and was offered and fell under the banner of a 'lifetime mortgage', offering solutions in a number of ways for consumers aged 55 years and over to raise money against their home without the need to earn an income. Instead the equity release providers base their lending on; the purpose for funding, age of the client, morbidity rate and equity in the home. In October 2004 the FSA (Financial Services Authority) regulated lifetime mortgages and we began to see the re-birth of equity release lending with strict measure in place to protect borrowers. Now we see a far more robust market offering safer solutions for clients who may be deemed as 'asset rich and cash poor'.
Okay, so we don’t offer pet insurances, but have you ever thought about what would happen to your family and home should the unforeseen happen? If you haven’t, then we have! It is our job as your trusted financial Adviser to highlight these possible scenarios and to make sure that you are adequately protected should the unforeseen happen. We have handpicked various insurance providers, who offer a range of benefits in protecting you in the event of death, serious/critical illness, being unable to work, or being made redundant. Whether you are looking for life assurance, critical/serious illness cover, income protection, or whole of life insurance, give us a call and we can provide you with the most suitable protection solutions based on your needs, circumstances, and preferences.
Buildings & Contents Insurance
I want to compare my home insurance? Can you get me cheaper home insurance? Questions we are asked on a daily basis. Our in house Buildings and Contents specialist, Lottie Reeves provides a thorough review of some of the top insurers in the UK to provide you with competitive premiums and Defaqto 5 rated policies. It's easy to go to comparison sites and get cheap premiums, however Lottie will provide you with advice on the most suitable home insurance quote to protect your home and contents.
We like to see our clients use their money wisely, so if you need advice on pensions, investments, inheritance tax planning, we have trusted partners with a proven track record that we can put you in touch with. As a valued client, we will make sure you are getting the best advice and are in safe hands.
Integra Protect provide professional will writing services offering over 10 years experience using our preferred partners at Simpson Solicitors. They provide a wealth of knowledge and expertise that matches our business ethos.