Blog

Integra News Latest News

Britain's lowest EVER mortgage rate launches

Britain's lowest EVER mortgage rate launches

Written by Cady Briggs

2021 has been the year for breaking mortgage records! In March, the record for most money borrowed for mortgages was broken for the first time in 28 years. In June, the record ...

Read More
What do I need to bring to my mortgage appointment?

What do I need to bring to my mortgage appointment?

Written by Cady Briggs

Try as we might to make them as casual and relaxed as possible, we know that mortgage appointments can be daunting (especially if you’re a first-time buyer!). We will take a ...

Read More
Save money (and the planet!) with Green Mortgages

Save money (and the planet!) with Green Mortgages

Written by Cady Briggs

A number of lenders are rewarding clients that are purchasing or re-mortgaging energy efficient homes by offering lower rates on their mortgages. If you are purchasing a UK pr ...

Read More
7 tips for finding your dream property

7 tips for finding your dream property

Written by Cady Briggs

Purchasing property is undoubtedly the biggest financial decision you will ever make – and so it’s crucial that you find one that’s within your price range and meets you ...

Read More
Why is Equity Release so popular?

Why is Equity Release so popular?

Written by Ryan Boyd

Equity Release has risen in popularity over the past 10 years or so thanks to a resurgence in consumer confidence with the product. Not only are there more safeguards in place ...

Read More
Jargon Buster!

Jargon Buster!

Written by Cady Briggs

 At Integra Financial Ltd, we want to live up to our slogan, “Finance Made Easy”. We know that the jargon the industry uses can be a little confusing, especially for ...

Read More
How much is it worth?

How much is it worth?

Written by Integra Financial Ltd

A question we get asked a lot is, how much is my house worth? It’s also a question we ask every client, as we need to know this for the purpose of recommending the most su ...

Read More
Early Repayment Charges

Early Repayment Charges

Written by Cady Briggs

At Integra, we’ve had a sea of clients ask us about early repayment penalties, particularly clients that want to re-mortgage or are moving house. So, we decided, why not ans ...

Read More
Prepping your Property?

Prepping your Property?

Written by Cady Briggs

Want your house sold fast? Ready to put your property on the market, but don’t know how to appeal to buyers? You’ve come to the right blog! Here 5 steps you can take to pr ...

Read More
How much life insurance do I need?

How much life insurance do I need?

Written by Integra Financial Ltd

At Integra, we know our customers are asking themselves this question. Whilst there may not be a silver bullet answer to give, I think we can apply some simple logic to help ...

Read More
Want to get your interest down to 0%?

Want to get your interest down to 0%?

Written by Cady Briggs

Offset Mortgages Blog The Directors here at Integra Financial started advising around 18 years ago, and in their earlier years of advising, Offset Mortgages were immensely po ...

Read More
Advice or Price?

Advice or Price?

Written by Integra Financial Ltd

Who Needs Your Advice? Good question! If life insurance is compared by various online services why would you bother speaking to a broker? To answer this question is to unde ...

Read More
Contractor Mortgages

Contractor Mortgages

Written by Cady Briggs

So, what is a contractor mortgage? A contractor mortgage is a mortgage with bespoke lending criteria that lenders will offer to people on a fixed-term contract. A traditional ...

Read More
Do you 'Trust' me?

Do you 'Trust' me?

Written by Integra Financial Ltd

Let’s talk about Trusts! Will Your Life Cover Cost Your Family £000’s When You Die? Is your life cover written in trust? I bet it isn’t! I say that because accordin ...

Read More
When should You re-mortgage?

When should You re-mortgage?

Written by Cady Briggs

Remortgaging is the point when your current mortgage deal as come to or is coming to an end and you need to replace it with a new deal. Remortgaging can save you from higher s ...

Read More
How Do I Protect My Business?

How Do I Protect My Business?

Written by Integra Financial Ltd

Get Your Own House In Order First! At Integra Financial we take integrity so seriously, we named our business after it! So it made sense that when we began offering advice t ...

Read More
Get To Know Us!

Get To Know Us!

Written by Cady Briggs

At Integra Financial, we value client relationships very highly and we thought, we know so much about our clients, so why don’t we let our clients know more about us? Me H ...

Read More
Blogs for Buyers: Hints & Tips

Blogs for Buyers: Hints & Tips

Written by Cady Briggs

When you decide to purchase property in the UK, you’ll need to talk to a number of people, go through a multitude of checks and maybe even face rejection before you get the ...

Read More
What is Equity Release?

What is Equity Release?

Written by Cady Briggs

Equity release has spiked in popularity over the last 11 years, but why? What is so great about equity release? Well, read on to find out everything you need to know! Equity ...

Read More
How to put life cover on expenses

How to put life cover on expenses

Written by Integra Financial Ltd

Can I put it on expenses? Is it tax deductible? Perhaps the most commonly asked questions by business owners. And why not? We could be talking about substantial savings to a ...

Read More
Here are 7 Bridging Finance facts for you to consider

Here are 7 Bridging Finance facts for you to consider

Written by Cady Briggs

A bridging loan is a flexible, short-term loan that is particularly useful in many situations such as breaking a chain to buy a property, renovating a property to make it ap ...

Read More
A Lottery Win could cripple your Business

A Lottery Win could cripple your Business

Written by Integra Financial Ltd

I was recently reading a post on LinkedIn discussing the importance of businesses taking Key Person Insurance. Right up my street of course! Whilst interested in the article ...

Read More
2021 Breaking Records in Housing Industry!

2021 Breaking Records in Housing Industry!

Written by Cady Briggs

The Stamp Duty Holiday has caused a frenzy in the housing industry! March 2021 broke the record for most money borrowed for mortgages in 28 years, due to UK homeowners scrambl ...

Read More
Has COVID-19 left businesses in the dark?

Has COVID-19 left businesses in the dark?

Written by Cady Briggs

It doesn’t take a genius to figure that many small and medium sized businesses will be struggling right now. Many will have seen their capacity to trade restricted and even ...

Read More
Why do I need a conveyancer/solicitor?

Why do I need a conveyancer/solicitor?

Written by Cady Briggs

Have you ever wondered why you need to hire a conveyancer/solicitor during the house buying process? Mortgage advisors cover paperwork and getting to the mortgage offer, so wh ...

Read More
New government mortgage scheme!

New government mortgage scheme!

Written by Cady Briggs

As we all know, the housing sector has taken a hit during the pandemic. Having strangers come and view your house, as well as viewing other people’s houses, whilst a viral d ...

Read More
It won't happen to me!  (Business Protection)

It won't happen to me! (Business Protection)

Written by Cady Briggs

We are all guilty of this to some extent, right? Where does this state of mind come from? We see tragic events happen to other people from all over the world yet somehow we ru ...

Read More
What the Stamp Duty Holiday means for You (Residential)

What the Stamp Duty Holiday means for You (Residential)

Written by Cady Briggs

At the beginning of March 2021, it was announced that the stamp duty holiday has been extended until the end of June 2021. However, the stamp duty holiday has caused confusion ...

Read More
What are second charge homeloans?

What are second charge homeloans?

Written by Cady Briggs

If you are struggling to obtain additional borrowing with your current mortgage lender, perhaps due to affordability, or maybe even credit rating, then you may be considering ...

Read More
Why have 95% mortgages vanished?

Why have 95% mortgages vanished?

Written by Cady Briggs

It’s taken some time however, April 2021 will see the very welcome return of 95% mortgages to the UK market. This is such an important step as it makes the market that much ...

Read More
Can mortgage calculators be trusted?

Can mortgage calculators be trusted?

Written by Cady Briggs

What is the question everybody needing a mortgage wants to know? You got it, “how much can I borrow?” It used to be a lot easier Years ago the answer was much more st ...

Read More
How do I get a mortgage?

How do I get a mortgage?

Written by Cady Briggs

So you want to get a mortgage. What are the mistakes that are all to easily made that could see your application miss the mark? Avoid these and you will maximise your chances ...

Read More
Help for first time buyers

Help for first time buyers

Written by Cady Briggs

First Time Buyers Buying for the first time can be very daunting, here are a few steps to help you along the way. Speak to a mortgage adviser or maybe even a few ...

Read More
What are ex-pat Mortgages?

What are ex-pat Mortgages?

Written by Cady Briggs

At Integra Financial Ltd we often get clients who are UK nationals living abroad, but wish to purchase or re-mortgage a property in the UK. Whilst these types of mortgages a ...

Read More