Integra News Latest News
Britain's lowest EVER mortgage rate launches
Written by Cady Briggs
2021 has been the year for breaking mortgage records! In March, the record for most money borrowed for mortgages was broken for the first time in 28 years. In June, the record ...
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What do I need to bring to my mortgage appointment?
Written by Cady Briggs
Try as we might to make them as casual and relaxed as possible, we know that mortgage appointments can be daunting (especially if you’re a first-time buyer!). We will take a ...
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Save money (and the planet!) with Green Mortgages
Written by Cady Briggs
A number of lenders are rewarding clients that are purchasing or re-mortgaging energy efficient homes by offering lower rates on their mortgages. If you are purchasing a UK pr ...
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7 tips for finding your dream property
Written by Cady Briggs
Purchasing property is undoubtedly the biggest financial decision you will ever make – and so it’s crucial that you find one that’s within your price range and meets you ...
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Why is Equity Release so popular?
Written by Ryan Boyd
Equity Release has risen in popularity over the past 10 years or so thanks to a resurgence in consumer confidence with the product. Not only are there more safeguards in place ...
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Jargon Buster!
Written by Cady Briggs
At Integra Financial Ltd, we want to live up to our slogan, “Finance Made Easy”. We know that the jargon the industry uses can be a little confusing, especially for ...
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How much is it worth?
Written by Integra Financial Ltd
A question we get asked a lot is, how much is my house worth? It’s also a question we ask every client, as we need to know this for the purpose of recommending the most su ...
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Early Repayment Charges
Written by Cady Briggs
At Integra, we’ve had a sea of clients ask us about early repayment penalties, particularly clients that want to re-mortgage or are moving house. So, we decided, why not ans ...
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Prepping your Property?
Written by Cady Briggs
Want your house sold fast? Ready to put your property on the market, but don’t know how to appeal to buyers? You’ve come to the right blog! Here 5 steps you can take to pr ...
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How much life insurance do I need?
Written by Integra Financial Ltd
At Integra, we know our customers are asking themselves this question. Whilst there may not be a silver bullet answer to give, I think we can apply some simple logic to help ...
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Want to get your interest down to 0%?
Written by Cady Briggs
Offset Mortgages Blog The Directors here at Integra Financial started advising around 18 years ago, and in their earlier years of advising, Offset Mortgages were immensely po ...
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Advice or Price?
Written by Integra Financial Ltd
Who Needs Your Advice? Good question! If life insurance is compared by various online services why would you bother speaking to a broker? To answer this question is to unde ...
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Contractor Mortgages
Written by Cady Briggs
So, what is a contractor mortgage? A contractor mortgage is a mortgage with bespoke lending criteria that lenders will offer to people on a fixed-term contract. A traditional ...
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Do you 'Trust' me?
Written by Integra Financial Ltd
Let’s talk about Trusts! Will Your Life Cover Cost Your Family £000’s When You Die? Is your life cover written in trust? I bet it isn’t! I say that because accordin ...
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When should You re-mortgage?
Written by Cady Briggs
Remortgaging is the point when your current mortgage deal as come to or is coming to an end and you need to replace it with a new deal. Remortgaging can save you from higher s ...
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How Do I Protect My Business?
Written by Integra Financial Ltd
Get Your Own House In Order First! At Integra Financial we take integrity so seriously, we named our business after it! So it made sense that when we began offering advice t ...
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Get To Know Us!
Written by Cady Briggs
At Integra Financial, we value client relationships very highly and we thought, we know so much about our clients, so why don’t we let our clients know more about us? Me H ...
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Blogs for Buyers: Hints & Tips
Written by Cady Briggs
When you decide to purchase property in the UK, you’ll need to talk to a number of people, go through a multitude of checks and maybe even face rejection before you get the ...
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What is Equity Release?
Written by Cady Briggs
Equity release has spiked in popularity over the last 11 years, but why? What is so great about equity release? Well, read on to find out everything you need to know! Equity ...
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How to put life cover on expenses
Written by Integra Financial Ltd
Can I put it on expenses? Is it tax deductible? Perhaps the most commonly asked questions by business owners. And why not? We could be talking about substantial savings to a ...
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Here are 7 Bridging Finance facts for you to consider
Written by Cady Briggs
A bridging loan is a flexible, short-term loan that is particularly useful in many situations such as breaking a chain to buy a property, renovating a property to make it ap ...
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A Lottery Win could cripple your Business
Written by Integra Financial Ltd
I was recently reading a post on LinkedIn discussing the importance of businesses taking Key Person Insurance. Right up my street of course! Whilst interested in the article ...
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2021 Breaking Records in Housing Industry!
Written by Cady Briggs
The Stamp Duty Holiday has caused a frenzy in the housing industry! March 2021 broke the record for most money borrowed for mortgages in 28 years, due to UK homeowners scrambl ...
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Has COVID-19 left businesses in the dark?
Written by Cady Briggs
It doesn’t take a genius to figure that many small and medium sized businesses will be struggling right now. Many will have seen their capacity to trade restricted and even ...
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Why do I need a conveyancer/solicitor?
Written by Cady Briggs
Have you ever wondered why you need to hire a conveyancer/solicitor during the house buying process? Mortgage advisors cover paperwork and getting to the mortgage offer, so wh ...
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New government mortgage scheme!
Written by Cady Briggs
As we all know, the housing sector has taken a hit during the pandemic. Having strangers come and view your house, as well as viewing other people’s houses, whilst a viral d ...
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It won't happen to me! (Business Protection)
Written by Cady Briggs
We are all guilty of this to some extent, right? Where does this state of mind come from? We see tragic events happen to other people from all over the world yet somehow we ru ...
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What the Stamp Duty Holiday means for You (Residential)
Written by Cady Briggs
At the beginning of March 2021, it was announced that the stamp duty holiday has been extended until the end of June 2021. However, the stamp duty holiday has caused confusion ...
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What are second charge homeloans?
Written by Cady Briggs
If you are struggling to obtain additional borrowing with your current mortgage lender, perhaps due to affordability, or maybe even credit rating, then you may be considering ...
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Why have 95% mortgages vanished?
Written by Cady Briggs
It’s taken some time however, April 2021 will see the very welcome return of 95% mortgages to the UK market. This is such an important step as it makes the market that much ...
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Can mortgage calculators be trusted?
Written by Cady Briggs
What is the question everybody needing a mortgage wants to know? You got it, “how much can I borrow?” It used to be a lot easier Years ago the answer was much more st ...
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How do I get a mortgage?
Written by Cady Briggs
So you want to get a mortgage. What are the mistakes that are all to easily made that could see your application miss the mark? Avoid these and you will maximise your chances ...
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Help for first time buyers
Written by Cady Briggs
First Time Buyers Buying for the first time can be very daunting, here are a few steps to help you along the way. Speak to a mortgage adviser or maybe even a few ...
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What are ex-pat Mortgages?
Written by Cady Briggs
At Integra Financial Ltd we often get clients who are UK nationals living abroad, but wish to purchase or re-mortgage a property in the UK. Whilst these types of mortgages a ...
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